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Gold Dinar & Silver Dirham 0

The modern gold dinar (sometimes referred as Islamic dinar or Gold dinar) is a bullion gold coin made from 4.25 grams of 22-carat (k) gold that is a recent revival of the historical gold dinar which was a leading coin of early Islam. It is separate from the currencies of various states that use the dinar as a denomination. Continue Reading >>

The Roth 401(k) 0

The Roth 401(k) is a type of retirement  savings plan. It was authorized by the United States Congress under the Internal Revenue Code, section 402A, and represents a unique combination of features of the Roth IRA  and a traditional 401(k) plan. As of January 1, 2006 U.S. employers have been free to amend their 401(k) plan document to allow employees to elect Roth IRA type tax treatment for a portion or all of their retirement plan contributions. Continue Reading >>

Individual Retirement Accounts (IRAs) 0

The individual retirement account (IRA) is a personal, tax-deferred account for people who are employed. You can set up an IRA at almost any bank, credit union, brokerage, insurance company, or mutual fund. There are a wide variety of investment options to choose from, and your earnings are untaxed until they are paid out of the plan. Continue Reading >>

How to Use Credit Wisely 0

Today debt and instant credit are part of our everyday lives. The convenience of instant credit, however, has taken its toll. Many individuals use credit cards to spend more than they earn, and a few of these people actually build themselves a debt prison from which some never emerge. On the other hand, those who never use credit can be denied a loan or credit when they have a justifiable need or use for it. Using credit establishes a history of financial responsibility: Until you establish a credit history, your chances of qualifying for an important loan, such as a mortgage, are greatly reduced. Continue Reading >>

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